Geraldin, Gabriela Rosellini Visnu (2026) QRIS Use in Gen Z: The Influence of Lifestyle, Hedonic Motivation, Ease of Use, and Perceived Risk Moderated by Financial Literacy. Jurnal thesis, STIE YKPN YOGYAKARTA Program Magister Akuntansi.
![[img]](http://repositorybaru.stieykpn.ac.id/style/images/fileicons/text.png) |
Text
Gabriela Rosellini Wisnu Geraldin.pdf Download (1MB) |
Abstract
This study aims to analyze the influence of lifestyle, hedonic motivation, ease of use, and perceived risk on the use of QRIS (Quick Response Indonesian Standard) among Generation Z, with financial literacy ad moderating variable. A quantitative method was employed using an online survey in the form of questionnaire, and the data were analyzed using PLS-SEM. The results show that lifestyle and ease of use have a positive and significant influence on QRIS usage. Conversely, hedonic motivation and perceived risk do not have a significant influence. Financial literacy also does not prove to moderate the relationship between these four independent variables and QRIS usage. The implication is that the adaptation of QRIS among Gen Z is primarily driven by alignment with digital lifestyle and ease of use, rather than by hedonic motivation and risk perception. Financial literacy dose not change this relationship pattern, indicationg that QRIS is adopted as routine transactional technology.
| Item Type: | Thesis (Jurnal) |
|---|---|
| Additional Information: | Tugas Akhir ini bisa dilihat di perpustakaan dengan Call Number GER P 733/2026 |
| Uncontrolled Keywords: | lifestyle, hedonic motivation, ease of use, perceived risk, financial literacy, QRIS. |
| Subjects: | AKUNTANSI > Sistem Informasi Akuntansi |
| Divisions: | Program Pasca Sarjana > Jurnal Tesis Magister Akuntansi |
| Depositing User: | Unnamed user with email webmaster@stieykpn.ac.id |
| Date Deposited: | 21 Jul 2026 09:02 |
| Last Modified: | 21 Jul 2026 09:02 |
| URI: | http://repositorybaru.stieykpn.ac.id/id/eprint/3657 |
Actions (login required)
 |
View Item |
